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February 2014 Archives

Understanding Medi-Cal: Professional Guidance Advised

Making budgetary preparations for long-term care expenses is something that you should prioritize when you are looking ahead toward the latter portion of your life. This is true even if you expect to be on Medicare once you reach the age of eligibility because the Medicare program does not absorb assisted living expenses.

Asserting Your Wishes Is A Must

If you are going through life without an estate plan you are not alone. Less than half of people who have not yet achieved senior citizen status have any type of estate plan in place. However, when you go through life without executing these important documents you may be putting those that you love at risk.

Select Your Trustee Carefully

It is important to be cognizant of the fact that you are not necessarily going to be optimally served by utilizing a last will to arrange for the transfer of assets to your loved ones. When you use a will there are costs involved because the estate must be probated before it is closed, and there are significant expenses incurred during the probate process in many cases.

Take Will Preparation Seriously

Because of the fact that passing away can seem very distant you may not take estate planning all that seriously. For this reason a majority of people who have not yet achieved senior citizen status are going through life without having made any plans at all.

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