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What happens when you or your parents wants to give away an asset? In this article, I will describe some ways that a potential Medi-Cal recipient can gift property, more specifically a house, without becoming ineligible.

Estate planning can be quite stressful, which can lead some people to rush through this critical process. Far too many people overlook long-term care planning when they sit down to plan their estates. They focus on what assets they would like to leave to which family members, while neglecting the potential reality of nursing home costs absorbing all that money.

Medi-Cal is California's Medicaid program financed by the federal and state government.​ It is a public health insurance system that provides necessary health care services for children and adults with limited resources and income. Most people are familiar with Medi-Cal benefits that are available for low-income individuals, however, most people are not aware of long-term care benefits under Medi-Cal.

Estate planning in your younger days is much different than estate planning for the second half of your life. As you reach retirement age, there are specific details that deserve your attention.

Those who are looking for a care facility for their aging parents in California often have questions as to how to choose the right one. The first thing that a person should do is determine how much care a family member needs. For instance, a person who is highly confused or cannot groom themselves may need different levels of care ...

Protecting your assets as you age and for the people you love after you die is complex. There is no single solution that works in every scenario. Depending on your age, the kinds of assets you own, and your legal and medical situation, a variety of solutions can offer you financial and legal protections.

Estate planning can be quite stressful, which can lead some people to rush through this critical process. Far too many people overlook long-term care planning when they sit down to plan their estates. They focus on what assets they would like to leave to which family members, while neglecting the potential reality of nursing home costs absorbing that money.

Medi-Cal is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care (LTC) costs. Long-term care often creates devastating financial impacts on Americans, particularly the elderly, and for those family members who lose hours of income (and more) while providing care for their loved ones. The Medi-Cal system is ...

People work hard all their lives to own a home, and it is often their most valuable and significant possession. Home ownership is the American Dream. So, when health begins to fail and the need for long-term care arises, we often get this fear-filled question from our clients: will they take away my home?

The challenges ahead are many as AARP reports that the population age 85 plus, the most likely to need long-term care, will more than triple between 2015 and 2050. Elected leaders must rethink institutional care and its affordability and make improvements while creating innovative long-term care options for those Americans who are aging in place.